Financial Options

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We want to help you receive the dental care you deserve. We discuss all cost and payment options with you to make sure you are comfortable with your treatment plan and to answer any questions you have before the start treatment. You will never have surprises when it comes to your bill.

Dental Insurance

We are a non-assignment office, which means we accept all dental insurances. However, the cheques will go directly to you!

Popular Payment Options

We accept cash, cheques (for patients in good standing), credit cards and have these financing options:

Desjardins Financing – You can fill out your application online at Shine Dental and receive approval within 24-48 hours. Interest rates vary depending on the plan that best suits your financial needs. Your dental bill can be financed over 4-5 years.

Four Equal Payments – You’ll pay the first installment before you start treatment, the second installment on the day you begin treatment, the third installment at one months’ time after your treatment appointment, and the final installment at two months’ time after your treatment appointment.

5% Pre-payment Discount – if you pay cash or debit for treatment in full by at least the day before you start treatment.

3% Pre-payment Discount – if you pay by credit card for treatment in full by at least the day before you start treatment.

For example, if you are starting treatment on Friday, you must pay your treatment in full ON OR BEFORE the Thursday before your appointment to qualify for either of these discounts.

If prior financial arrangements or options have not been made, we require all payments the day you complete your treatment. If you have any questions, please don’t hesitate to contact our office!